Life insurance industry is a very competitive market and it pays to shop around for the very best deals. This is where we come in. When you are searching for Life Insurance you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
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You are just a few clicks away to compare and select your desired life coverage for less. Get your FREE and NO Obligation California Life Insurance Quote Now... and Apply online.
If you are 18, 26, 32, 45, 57, 64 years of age and older, need $50,000 or more of coverage, see how easy simple way to get California Life Insurance Quote... and Apply On Online. You can adjust the value of the Amount of Insurance and You even have choices to lock in your rates or the Term Length from 10 years, 15 years, 20 years, 25 years, 30 years, age 95, age 100, or to age 120.
Our Free California Life Insurance Instant Quote Online will compare rates from many other top providers to find the best deal. Not everyone carries life insurance and some people debate if life insurance is necessary for everyone to have. While there are instances where life insurance is not necessarily practical, it is an important benefit not for the policy holder but for his or her beneficiaries.
Life insurance is sometimes thought of as being expensive, but there are choices like Term Life that can make life insurance very affordable. The main idea is to carry sufficient coverage for your burial and for your dependents. In a nutshell, you need life insurance if you have anyone that currently depends on you for financial support.
Term Life Insurance is becoming a popular choice because it is the least expensive plan and provides basic coverage. The amount of coverage you elect when you purchase the policy is the amount of your benefit, so if you buy a $150,000 term life policy your beneficiaries will receive a $150,000 payout.
There is no cash value involved with Term Life Insurance as there can be with other policies, but the premiums are usually the lowest you will find by far. You can select different terms of coverage, such as 10 years or 20 years or 25 years or 30 years and your premium will change based on the term you choose.
The only drawback to term life insurance is, your survival during the term elected. If you do not die during the term you choose, then there is no death benefit payout and your premiums are very simply gone. The good side to this, of course, is that you’re still living and you can buy another life insurance plan!
While life insurance
provides no benefit to you as the policyholder, it can have a huge impact on your family, friends, or even a favorite charity. If your life insurance coverage is structured correctly, your beneficiaries will be able to take care of your burial without financial hardship and also survive on the benefits for an approximate number of years. If you can afford the coverage for lifelong benefits, your beneficiaries would then be set for their own life. Get a Free California Life Insurance Instant Quote, Compare Rates and Apply Online Now.
California Licensed Life Insurance Agent: San Diego, El Centro, Chula Vista, Escondido, Solana Beach, San Marcos, Oceanside, San Clemente, Santa Ana, Long Beach, Los Angeles, Valencia, San Fernando Valley, Simi Valley, Santa Clarita, Santa Barbara, Solvang, Hemet, Palm Desert, Moreno Valley, Riverside, San Bernardino, Big Bear Lake, Yucca Valley, Oxnard, Palmdale, Lancaster, Adelanto, Victorville, Apple Valley, Hesperia, Barstow, Lenwood, California City, Santa Maria, San Luis Obispo, Atascadero, San Miguel, San Simeon, Bakersfield, Delano, Lemoore, Coalinga, Fresno, Los Banos, Monterey, Carmel Valley, Salinas, Hollister, Santa Cruz, Gilroy, San Jose, Milpitas, Fremont, Hayward, San Francisco, Morgan Hill, Pescadero, Redwood City, Tracy, Concord, Martinez, San Rafael, Vallejo, Santa Rosa, Napa, Modesto, Oakland, Stockton, Sacramento, Roseville, Daly City, Union City. Filipino Po Tayo, Nagsasalita Ng Tagalog or Pilipino, Tawag Na (858) 549-6758.
San Marcos, Scripps Ranch, Serra Mesa, Santee, Spring Valley, Sabre Springs, Temecula, Torrey Highlands, Tierra Santa, University City, University Heights, Valley Center, Vista, Warner Springs, Alpine, Aviara, Boulevard, Bonsall, Andy Lopez San Diego California Speak Filipino Term Life Insurance Agent Mira Mesa, Bonita, Borrego Springs, Bay Park, Carmel Valley, Cardiff By the Sea, City Heights, Clairemont, Campo, Carmel Mountain Ranch, College Grove, Coronado Cays, Coronado Shores, Coronado Village, Crown Point, Camp Pendleton, Carlsbad, Andy Lopez San Diego California Speak Filipino Term Life Insurance Agent Chula Vista, Del Cerro, Descanso, Del Mar, Dulzura, San Diego Downtown, El Cajon, Escondido, Elfin Forest, Encinitas, Encanto, East San Diego, Fallbrook, Guatay, Hillcrest, Andy Lopez California San Diego Mira Mesa Speak Filipino Term Life Insurance Agent Imperial Beach, Jacumba, Jamul, Julian, Kensington, Kearny Mesa, La Costa, La Jolla, Lakeside, Lemon Grove, Leucadia, Logan Heights, Lake San Marcos, La Mesa, Linda Vista, Andy Lopez San Diego California Speak Filipino Term Life Insurance Agent Mission Beach, San Diego Middletown, Mission Hills, Miramar, Mount Helix, Mount Laguna, Mission Valley, Mission Village, National City, Normal Heights, North Park, Ocean Beach, Olivenhain, Oceanside, Old Town, Pala, Pauma Valley, Pacific Beach, Paradise Hills, Point Loma, Palomar Mountain, Pine Valley, Andy Lopez Mira Mesa San Diego California Speak Filipino Term Life Insurance Agent, Poway, Potrero, Ramona, Ranchita, Rancho Bernardo, Rancho Penasquitos, Rancho San Diego, Rancho Santa Fe, Santa Luz, Solana Beach, San Carlos, San Clemente, San Diego, San Ysidro, Santa Ysabel, Talmadge, Tecate, San Luis Rey, Murrieta, Andy Lopez San Diego California Speak Filipino Term Life Insurance Agent, Tawag Na, Pilipino, Tagalog. A description of the policy benefits, costs, exclusions, limitations and terms is available to you upon request. Neither the Life Insurance Company, its affiliates, nor any of its representatives may provide tax or legal advice. Individuals should consult with their tax advisor or legal counsel for specific advice and information regarding their individual situation. Get FREE California Life Insurance Quote Now... and Apply Online
Contact Andy Lopez
Mira Mesa Office Mall San Diego California
10717 Camino Ruiz, Suite 101
San Diego, CA 92126 (858) 707-0640